Transport insurance covers the risks associated with transporting goods, loss or damage to your truck or vehicle fleet, along with Liability to third parties or property. It protects businesses from financial losses arising from damage, theft, or loss of their products during transit. Policies can vary based on the mode of transport and the specific risks covered, but the core principle remains: ensuring that businesses are compensated for unforeseen events that compromise the value or existence of their goods while they're being moved.
The specific insurance needs of a transport operator may vary depending on factors such as the type of vehicles, goods being transported, passenger capacity and regulatory requirements. It is recommended to consult with one of our experienced brokers to assess the specific risks relevant to your business, so we can obtain appropriate coverage. Here are some common insurance policies that transport operators often consider.
Provides coverage for loss or damage to the goods being transported. This can include coverage for theft, damage from accidents, or other unforeseen events during transit.
This coverage protects against claims for bodily injury or property damage caused to third parties while operating vehicles or conducting transportation services.
If the transport operator provides passenger transportation services, this insurance covers claims for bodily injury or property damage caused to passengers.
Offers coverage for a fleet of vehicles owned or operated by the transport operator, providing a cost-effective option for insuring multiple vehicles under a single policy.
This coverage provides assistance and support in the event of vehicle breakdowns or mechanical failures, ensuring prompt assistance and minimising disruptions to operations.
Our knowledgeable and experienced insurance brokers are here to help you navigate the complexities of transport insurance. We'll work with you to understand your business and your specific needs and negotiate a competitive premium with one of our trusted insurers. Talk to one of our friendly brokers today.